Why Do I Need International Insurance? Snorkeling the Great Barrier Reef.  Broken ankle.  Boutique shopping in Paris.  Appendicitis.  Mission work in Ghana.  Malaria.  Teaching English to Chinese students.  Food poisoning.  Developing new business in Saudi Arabia.  Auto accident.  Traveling or living abroad can be an exciting experience.  But anything can happen.  So you can get the most of your global experience, when the Unexpected occurs, IMG is there for you.  For more than 20 years, we have been providing the Solution for international insurance needs.  It's our specialty. THE SITUATION THE UNEXPECTED THE SOLUTION A U.S. citizen traveling on a month-long European getaway. While visiting Italy, the traveler becomes ill with abdominal pains.  After several doctor visits, it's determined the traveler has appendicitis and requires emergency surgery. IMG's short-term Patriot products offer benefits that protect U.S. and non-U.S. citizens away from home and ease the stress of unfamilar medical systems. A business executive who maintains multiple countries of residency, needs a full range of benefits that travel with him. While arriving to his business meeting in Prague, the executive realizes that several travel documents and his passport were misplaced somewhere along the way.  Among a variety of services offered, IMG's Global Concierge and Assistance Services and Emergency Travel Assistance assists in reporting and the retrieval of lost travel documents. A missionary group heads to India for 12 months of mission work. While building a church, several members of the group need to return home to raise the support to continue the work they set out to accomplish. IMG provides several Mission specific plans which provide the valuable furlough and deputation benefits a missionary needs. An expatriate living in Asia with his wife and three children.  After living abroad for several years,  his one-year-old, otherwise healthy, daughter suddenly becomes violently ill.  It is determined she has a brain tumor and needs surgery, but the surrounding medical facilities aren't properly equipped to perform the surgery.  Emergency Medical Evacuation benefits under IMG's Global Medical Insurance provide access to care when an insured needs it most.  During the emergency, IMG will coordinate the evacuation and continue to monitor the treatment once at the receiving hospital.